Business Insurance

Simpli Insurance offers a comprehensive range of business insurance policies in Tennessee to protect you from life’s uncertainties and enable you to get on with your job, with the peace of mind that you are protected.

Business Insurance Requirements

Most Tennessee businesses with five or more employees require workers’ compensation insurance as a minimum. In the case of the construction and coal mining industries, they require workers’ compensation insurance if they have at least one employee.

Although Tennessee does not require businesses to carry other business insurance coverages, such as professional liability and general liability, depending on your activities, you may be required to have them to maximize your protection.

Why do you need Business Insurance?

Business insurance protects your businesses against losses that come with running normal activities. It’s particularly relevant when the business faces a compensation claim.

Business insurance can cover you against things like professional mistakes, accidents, theft, damage, and legal fees.

Our Business Covers in Tennessee include General Liability, Worker’s Compensation, and Professional Liability among others.

HOW MUCH DOES BUSINESS INSURANCE COST?

The cost of a business insurance policy in Tennessee depends on several factors like the type of business, the risks associated with the activities you carry out, and the levels of coverage you choose. Generally, the higher the risk, the higher the cost of the premium.

YOUR TRUSTED INSURANCE AGENCY

We know your business should not be ruined by having personalized and quality coverage. That is why we have expert agents who will analyze your type of business and its specific requirements to determine the most appropriate policy.

A helping hand when you need it most!